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You should pay attention to this in online banking

The number of participants in online banking is growing, and is enjoying increasing enthusiasm.

In the year 2018, 50% of Germans now have online access to their checking account. Nevertheless, on closer examination, the proportion has grown by only about 5% in the past 5 years.

The reasons for this are among others, often the recurrent reports about security vulnerabilities, or stolen records. Of course, this does not necessarily create trust among customers.

In part, however, it is also the case that the users even by ignorance, or negligence, your data in the hands of scammers, or at least make it easy.

In our article, we would like to point out the most important points from our point of view, so that you can do your money conveniently and, above all, safely from home.

You should pay attention to this in online banking
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You should pay attention to this in online banking

The number of participants in online banking is growing, and is enjoying increasing enthusiasm.

In the year 2018, 50% of Germans now have online access to their checking account. Nevertheless, on closer examination, the proportion has grown by only about 5% in the past 5 years.

The reasons for this are among others, often the recurrent reports about security vulnerabilities, or stolen records. Of course, this does not necessarily create trust among customers.

In part, however, it is also the case that the users even by ignorance, or negligence, your data in the hands of scammers, or at least make it easy.

In our article, we would like to point out the most important points from our point of view, so that you can do your money conveniently and, above all, safely from home.

You should pay attention to this in online banking
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1. Overview of the TAN procedure

1. Overview of the TAN procedure

After many attempts by the banks, the following procedures have now been established:

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Although there are other methods, but basically it is as you have already noticed, always about as safe as possible to create a TAN or transfer.

After many attempts by the banks, the following procedures have now been established:

Santander BestCredit Ratenkredit 300x250
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Although there are other methods, but basically it is as you have already noticed, always about as safe as possible to create a TAN or transfer.

2. Browser security in online banking

2. Browser security in online banking

Regardless of which of the above methods you use, they all presuppose that the entire chain of the components involved is protected.

And that includes the security of the PC and the browser used.

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Note:

A good alternative to the standard browsers especially for online banking, but also for transactions via PayPal and other financial service providers offers the premium anti-virus software Bitdefender

This browser is specially secured by the attached anti-virus software to a high degree, and is absolutely recommendable from personal experience.

Regardless of which of the above methods you use, they all presuppose that the entire chain of the components involved is protected.

And that includes the security of the PC and the browser used.

kautionsfrei.de
Anzeige

Note:

A good alternative to the standard browsers especially for online banking, but also for transactions via PayPal and other financial service providers offers the premium anti-virus software Bitdefender

This browser is specially secured by the attached anti-virus software to a high degree, and is absolutely recommendable from personal experience.

3. Password security for online banking

3. Password security for online banking

Of course, all technical safety measures are useless if it fails the easiest. Namely the secure password.

Here we recommend that you think up a whole sentence that you may associate with personal events. And you should then change this as far as the e.g. every 2nd letter is capitalized, or the letter E is replaced by a 3.

You could then use special characters such as / or% between the words.

Basically, the more complex a password is, the better.

If you do not want to think of anything, you can also create an Online Password Generator. But it is better that you think your own.

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Of course, all technical safety measures are useless if it fails the easiest. Namely the secure password.

Here we recommend that you think up a whole sentence that you may associate with personal events. And you should then change this as far as the e.g. every 2nd letter is capitalized, or the letter E is replaced by a 3.

You could then use special characters such as / or% between the words.

Basically, the more complex a password is, the better.

If you do not want to think of anything, you can also create an Online Password Generator. But it is better that you think your own.

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4. Protection against phishing in online banking

4. Protection against phishing in online banking

The methods that scammers are trying to get at your bank details are almost limitless.

In any case, you should pay attention to the following points to make it as difficult as possible for such people:

The methods that scammers are trying to get at your bank details are almost limitless.

In any case, you should pay attention to the following points to make it as difficult as possible for such people:

5. Free checking accounts in comparison

5. Free checking accounts in comparison

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6. Installment loans in comparison

6. Installment loans in comparison

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About the author:

Michael Suhr
Michael SuhrWebdesigner / Economist
After 20 years in logistics management, I have been working as a freelance web designer and office trainer since the beginning of 2015. Incidentally, I give tips and tricks for more digital skills in my blog as time permits.

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About the author:

Michael Suhr
Michael SuhrWebdesigner / Economist
After 20 years in logistics management, I have been working as a freelance web designer and office trainer since the beginning of 2015. Incidentally, I give tips and tricks for more digital skills in my blog as time permits.

Search by category:

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