When is a smartphone insurance worthwhile
Prices for smartphones reach new record highs every year. And now 1,000 EUR and more are no longer a rarity for the latest smartphone flagship. Although the prices drop significantly after a short time, but are still mostly in the upper 3-digit range.
If the smartphone is lost, or suffers capital damage, for example due to display breakage, the trouble is great. And the more expensive smartphones have become in recent years, the more the cost of repairs has increased. Thus, depending on the model, a display exchange can sometimes cost as much as EUR 300 or more.
This raises the question of insurance that covers this loss, while at the same time not burdening the already tight monthly budget. We want to clarify what a mobile phone insurance should cover, and whether the whole is worthwhile.
When is a smartphone insurance worthwhile
Prices for smartphones reach new record highs every year. And now 1,000 EUR and more are no longer a rarity for the latest smartphone flagship. Although the prices drop significantly after a short time, but are still mostly in the upper 3-digit range.
If the smartphone is lost, or suffers capital damage, for example due to display breakage, the trouble is great. And the more expensive smartphones have become in recent years, the more the cost of repairs has increased. Thus, depending on the model, a display exchange can sometimes cost as much as EUR 300 or more.
This raises the question of insurance that covers this loss, while at the same time not burdening the already tight monthly budget. We want to clarify what a mobile phone insurance should cover, and whether the whole is worthwhile.
1. What damage should be covered
1. What damage should be covered
The best insurance is useless, if a claim actually occurs and the necessary coverage is not included in the policy.
Therefore, a mobile phone insurance should at least cover the following points:
The above points should at least cover a mobile phone insurance, as this is just the most common cases. If you get more (which is always possible depending on the chosen tariff) then of course the better.
The best insurance is useless, if a claim actually occurs and the necessary coverage is not included in the policy.
Therefore, a mobile phone insurance should at least cover the following points:
The above points should at least cover a mobile phone insurance, as this is just the most common cases. If you get more (which is always possible depending on the chosen tariff) then of course the better.
2. What should be considered in the insurance conditions?
2. What should be considered in the insurance conditions?
The devil is as in almost all contracts in detail. But this is all the more true for insurance and financial services.
Because the best insurance is useless, if a case of damage actually occurs and the insurer by clauses in the contract from the liability, or the investment in the insurance is not worthwhile.
Therefore, you should pay attention to the following points with a mobile phone insurance:
The devil is as in almost all contracts in detail. But this is all the more true for insurance and financial services.
Because the best insurance is useless, if a case of damage actually occurs and the insurer by clauses in the contract from the liability, or the investment in the insurance is not worthwhile.
Therefore, you should pay attention to the following points with a mobile phone insurance:
3. Comparison calculator device insurance
3. Comparison calculator device insurance
Although there are many nonsensical insurance policies, as these cover some of the risks that are already covered by another policy, a mobile phone insurance makes perfect sense if it is a device that has a high value. And as already seen, this applies (at least in the beginning) to just about all top smartphones.
And since a smart phone is always a companion everywhere these days, the risk of breakage – or even theft – increases, of course, causing a major loss to the household budget.
In our comparison calculator you can try different models and find the right tariff:
Although there are many nonsensical insurance policies, as these cover some of the risks that are already covered by another policy, a mobile phone insurance makes perfect sense if it is a device that has a high value. And as already seen, this applies (at least in the beginning) to just about all top smartphones.
And since a smart phone is always a companion everywhere these days, the risk of breakage – or even theft – increases, of course, causing a major loss to the household budget.
In our comparison calculator you can try different models and find the right tariff:
Popular Posts:
Concatenate text and date in Excel – Tutorial
Concatenating text and date in Excel requires a combination of two functions. We use a practical example to explain how it can be used.
Create and save your own text modules in Word
Create your own text blocks in Word, save them and quickly add ready-made text and graphics to your documents.
Data Queries in Excel – Works with Power Query
So erstellen Sie aktive Datenabfragen durch Power Query aus verschiedensten Quellen in Excel, führen Daten aus verschiedenen Dateien und Tabellen zusammen.
Encrypt emails in Outlook – How it’s done
Standard e-mails are like postcards that everyone can theoretically read. But there are solutions for more security.
Incognito Mode Chrome and Firefox – How secure is it?
With this command in Windows 10 you can display the browser history despite incognito mode.
Environmentally friendly printing for more Climate protection
Climate protection starts small. And so not only can costs be saved through environmentally friendly and conscious printing in the office, but the climate can also be protected.
Popular Posts:
Concatenate text and date in Excel – Tutorial
Concatenating text and date in Excel requires a combination of two functions. We use a practical example to explain how it can be used.
Create and save your own text modules in Word
Create your own text blocks in Word, save them and quickly add ready-made text and graphics to your documents.
Data Queries in Excel – Works with Power Query
So erstellen Sie aktive Datenabfragen durch Power Query aus verschiedensten Quellen in Excel, führen Daten aus verschiedenen Dateien und Tabellen zusammen.
Encrypt emails in Outlook – How it’s done
Standard e-mails are like postcards that everyone can theoretically read. But there are solutions for more security.
Incognito Mode Chrome and Firefox – How secure is it?
With this command in Windows 10 you can display the browser history despite incognito mode.
Environmentally friendly printing for more Climate protection
Climate protection starts small. And so not only can costs be saved through environmentally friendly and conscious printing in the office, but the climate can also be protected.