When is a smartphone insurance worthwhile
Prices for smartphones reach new record highs every year. And now 1,000 EUR and more are no longer a rarity for the latest smartphone flagship. Although the prices drop significantly after a short time, but are still mostly in the upper 3-digit range.
If the smartphone is lost, or suffers capital damage, for example due to display breakage, the trouble is great. And the more expensive smartphones have become in recent years, the more the cost of repairs has increased. Thus, depending on the model, a display exchange can sometimes cost as much as EUR 300 or more.
This raises the question of insurance that covers this loss, while at the same time not burdening the already tight monthly budget. We want to clarify what a mobile phone insurance should cover, and whether the whole is worthwhile.
When is a smartphone insurance worthwhile
Prices for smartphones reach new record highs every year. And now 1,000 EUR and more are no longer a rarity for the latest smartphone flagship. Although the prices drop significantly after a short time, but are still mostly in the upper 3-digit range.
If the smartphone is lost, or suffers capital damage, for example due to display breakage, the trouble is great. And the more expensive smartphones have become in recent years, the more the cost of repairs has increased. Thus, depending on the model, a display exchange can sometimes cost as much as EUR 300 or more.
This raises the question of insurance that covers this loss, while at the same time not burdening the already tight monthly budget. We want to clarify what a mobile phone insurance should cover, and whether the whole is worthwhile.
1. What damage should be covered
1. What damage should be covered
The best insurance is useless, if a claim actually occurs and the necessary coverage is not included in the policy.
Therefore, a mobile phone insurance should at least cover the following points:
The above points should at least cover a mobile phone insurance, as this is just the most common cases. If you get more (which is always possible depending on the chosen tariff) then of course the better.
The best insurance is useless, if a claim actually occurs and the necessary coverage is not included in the policy.
Therefore, a mobile phone insurance should at least cover the following points:
The above points should at least cover a mobile phone insurance, as this is just the most common cases. If you get more (which is always possible depending on the chosen tariff) then of course the better.
2. What should be considered in the insurance conditions?
2. What should be considered in the insurance conditions?
The devil is as in almost all contracts in detail. But this is all the more true for insurance and financial services.
Because the best insurance is useless, if a case of damage actually occurs and the insurer by clauses in the contract from the liability, or the investment in the insurance is not worthwhile.
Therefore, you should pay attention to the following points with a mobile phone insurance:
The devil is as in almost all contracts in detail. But this is all the more true for insurance and financial services.
Because the best insurance is useless, if a case of damage actually occurs and the insurer by clauses in the contract from the liability, or the investment in the insurance is not worthwhile.
Therefore, you should pay attention to the following points with a mobile phone insurance:
3. Comparison calculator device insurance
3. Comparison calculator device insurance
Although there are many nonsensical insurance policies, as these cover some of the risks that are already covered by another policy, a mobile phone insurance makes perfect sense if it is a device that has a high value. And as already seen, this applies (at least in the beginning) to just about all top smartphones.
And since a smart phone is always a companion everywhere these days, the risk of breakage – or even theft – increases, of course, causing a major loss to the household budget.
In our comparison calculator you can try different models and find the right tariff:
Although there are many nonsensical insurance policies, as these cover some of the risks that are already covered by another policy, a mobile phone insurance makes perfect sense if it is a device that has a high value. And as already seen, this applies (at least in the beginning) to just about all top smartphones.
And since a smart phone is always a companion everywhere these days, the risk of breakage – or even theft – increases, of course, causing a major loss to the household budget.
In our comparison calculator you can try different models and find the right tariff:
Popular Posts:
Enable developer tools in Office 365
Unlock developer tools in Excel, Word and Outlook. Expand the possibilities with additional functions in Office 365.
Dictate text in Word and have it typed
Dictating text in Word is much easier and faster than typing everything on the keyboard. Speech recognition in Word works just like external speech recognition software.
Header and footer in Word – First page different in Word
How to make headers different on the first page than on the rest of the pages. Also create custom footers in Word for your documents.
Is it worth switching to Windows 11 – the most important differences
Are you still using Windows 10 or even Windows 8.1 and have you ever thought about switching to Windows 11? We try to give a little decision support.
Clean up Excel spreadsheets
It is very easy to use Excel tables created without a system and still get usable data from them with a few tricks.
Insert and edit header and footer in Excel
Inserting a header and footer in Excel is far from user-friendly. We show ways and workarounds how you can do it anyway.
Popular Posts:
Enable developer tools in Office 365
Unlock developer tools in Excel, Word and Outlook. Expand the possibilities with additional functions in Office 365.
Dictate text in Word and have it typed
Dictating text in Word is much easier and faster than typing everything on the keyboard. Speech recognition in Word works just like external speech recognition software.
Header and footer in Word – First page different in Word
How to make headers different on the first page than on the rest of the pages. Also create custom footers in Word for your documents.
Is it worth switching to Windows 11 – the most important differences
Are you still using Windows 10 or even Windows 8.1 and have you ever thought about switching to Windows 11? We try to give a little decision support.
Clean up Excel spreadsheets
It is very easy to use Excel tables created without a system and still get usable data from them with a few tricks.
Insert and edit header and footer in Excel
Inserting a header and footer in Excel is far from user-friendly. We show ways and workarounds how you can do it anyway.