When is a smartphone insurance worthwhile
Prices for smartphones reach new record highs every year. And now 1,000 EUR and more are no longer a rarity for the latest smartphone flagship. Although the prices drop significantly after a short time, but are still mostly in the upper 3-digit range.
If the smartphone is lost, or suffers capital damage, for example due to display breakage, the trouble is great. And the more expensive smartphones have become in recent years, the more the cost of repairs has increased. Thus, depending on the model, a display exchange can sometimes cost as much as EUR 300 or more.
This raises the question of insurance that covers this loss, while at the same time not burdening the already tight monthly budget. We want to clarify what a mobile phone insurance should cover, and whether the whole is worthwhile.
When is a smartphone insurance worthwhile
Prices for smartphones reach new record highs every year. And now 1,000 EUR and more are no longer a rarity for the latest smartphone flagship. Although the prices drop significantly after a short time, but are still mostly in the upper 3-digit range.
If the smartphone is lost, or suffers capital damage, for example due to display breakage, the trouble is great. And the more expensive smartphones have become in recent years, the more the cost of repairs has increased. Thus, depending on the model, a display exchange can sometimes cost as much as EUR 300 or more.
This raises the question of insurance that covers this loss, while at the same time not burdening the already tight monthly budget. We want to clarify what a mobile phone insurance should cover, and whether the whole is worthwhile.
1. What damage should be covered
1. What damage should be covered
The best insurance is useless, if a claim actually occurs and the necessary coverage is not included in the policy.
Therefore, a mobile phone insurance should at least cover the following points:
The above points should at least cover a mobile phone insurance, as this is just the most common cases. If you get more (which is always possible depending on the chosen tariff) then of course the better.
The best insurance is useless, if a claim actually occurs and the necessary coverage is not included in the policy.
Therefore, a mobile phone insurance should at least cover the following points:
The above points should at least cover a mobile phone insurance, as this is just the most common cases. If you get more (which is always possible depending on the chosen tariff) then of course the better.
2. What should be considered in the insurance conditions?
2. What should be considered in the insurance conditions?
The devil is as in almost all contracts in detail. But this is all the more true for insurance and financial services.
Because the best insurance is useless, if a case of damage actually occurs and the insurer by clauses in the contract from the liability, or the investment in the insurance is not worthwhile.
Therefore, you should pay attention to the following points with a mobile phone insurance:
The devil is as in almost all contracts in detail. But this is all the more true for insurance and financial services.
Because the best insurance is useless, if a case of damage actually occurs and the insurer by clauses in the contract from the liability, or the investment in the insurance is not worthwhile.
Therefore, you should pay attention to the following points with a mobile phone insurance:
3. Comparison calculator device insurance
3. Comparison calculator device insurance
Although there are many nonsensical insurance policies, as these cover some of the risks that are already covered by another policy, a mobile phone insurance makes perfect sense if it is a device that has a high value. And as already seen, this applies (at least in the beginning) to just about all top smartphones.
And since a smart phone is always a companion everywhere these days, the risk of breakage – or even theft – increases, of course, causing a major loss to the household budget.
In our comparison calculator you can try different models and find the right tariff:
Although there are many nonsensical insurance policies, as these cover some of the risks that are already covered by another policy, a mobile phone insurance makes perfect sense if it is a device that has a high value. And as already seen, this applies (at least in the beginning) to just about all top smartphones.
And since a smart phone is always a companion everywhere these days, the risk of breakage – or even theft – increases, of course, causing a major loss to the household budget.
In our comparison calculator you can try different models and find the right tariff:
Popular Posts:
With the webcam to your dream job: Preparation for the video job interview!
Streamline your video interview with our tips on technique, setting, dress, body language and preparation. It's not quite success from the sofa, but this is where you can prove your professionalism.
IT security: The deceptive appearance of digital security
In a digitized world, IT security is an important factor. But technology alone is not enough. A holistic strategy is needed that also takes into account the human component.
Import Stock Quotes into Excel – Tutorial
Importing stock quotes into Excel is not that difficult. And you can do a lot with it. We show you how to do it directly without Office 365.
Create Excel Budget Book – with Statistics – Tutorial
Create your own Excel budget book with a graphical dashboard, statistics, trends and data cut-off. A lot is possible with pivot tables and pivot charts.
Excel random number generator – With Analysis function
You can create random numbers in Excel using a function. But there are more possibilities with the analysis function in Excel.
Excel Database with Input Form and Search Function
So erstellen Sie eine Datenbank mit Eingabemaske und Suchfunktion OHNE VBA KENNTNISSE in Excel ganz einfach. Durch eine gut versteckte Funktion in Excel geht es recht einfach.
Popular Posts:
With the webcam to your dream job: Preparation for the video job interview!
Streamline your video interview with our tips on technique, setting, dress, body language and preparation. It's not quite success from the sofa, but this is where you can prove your professionalism.
IT security: The deceptive appearance of digital security
In a digitized world, IT security is an important factor. But technology alone is not enough. A holistic strategy is needed that also takes into account the human component.
Import Stock Quotes into Excel – Tutorial
Importing stock quotes into Excel is not that difficult. And you can do a lot with it. We show you how to do it directly without Office 365.
Create Excel Budget Book – with Statistics – Tutorial
Create your own Excel budget book with a graphical dashboard, statistics, trends and data cut-off. A lot is possible with pivot tables and pivot charts.
Excel random number generator – With Analysis function
You can create random numbers in Excel using a function. But there are more possibilities with the analysis function in Excel.
Excel Database with Input Form and Search Function
So erstellen Sie eine Datenbank mit Eingabemaske und Suchfunktion OHNE VBA KENNTNISSE in Excel ganz einfach. Durch eine gut versteckte Funktion in Excel geht es recht einfach.